The Department of Human Settlements and Urban Development (DHSUD) held the 2025 HOA Summit to inform Homeowners and Homeowner Associations in Benguet and Baguio City about amendments made to the Implementing Rules and Regulations of RA 9904 or the Magna Carta of Homeowners and Homeowner Associations led by Regional Director Marvin M. Feraren. photo by DHSUD